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Searchable Hearings Calendar


Data gets updated at the top of every hour. Last updated: 06/01/2024 06:01:26 AM
JudgeDateCase No.Case TitleMoving PartyOpposing Partysort ascendingDebtor's AttorneyTrusteeChapterOfficeLocationStatus
Koch6/07/2024
1:30 PM
24-11033Leeann M. Jimenez
  • James B. Kerner
  • Lauren A. Helbling
James B. KernerLauren A. Helbling13Clemetz2A

  • Confirmation Hearing Doc #7 Chapter 13 Plan. Filed by Debtor Leeann M. Jimenez on 3/19/24 **Doc #17 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11041Matthew Edward Zilch
  • Mark H. Knevel
  • Lauren A. Helbling
Mark H. KnevelLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #15 Chapter 13 Plan With Certificate of Heightened Service, and Request for Valuation of Security, and Request for Lien Avoidance. Filed by Debtor Matthew Edward Zilch on 4/7/24 **Doc# 27 Trustee's Objection to Confirmation of Plan

Koch6/07/2024
1:30 PM
24-11061Sheneatha Hollowell
  • Melissa L. Resar
  • Lauren A. Helbling
Melissa L. ResarLauren A. Helbling13Clemetz2A

  • Confirmation Hearing Doc #6 Chapter 13 Plan. Filed by Debtor Sheneatha Hollowell on 3/20/24 **Doc #22 Trustee's Objection to Confirmation of Plan

Koch6/07/2024
1:30 PM
24-11062Yolanda M. Watson-Crayton
  • Alexander V. Sarady
  • Lauren A. Helbling
Alexander V. SaradyLauren A. Helbling13Clemetz2A

  • Confirmation Hearing Doc #2 Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor Yolanda M. Watson-Crayton on 3/20/24 **Doc #15 Trustee's Objection to Confirmation of Plan

Price Smith6/06/2024
9:30 AM
24-11066Kevin G. Freeman
  • Alexander V. Sarady
  • Lauren A. Helbling
Alexander V. SaradyLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc # 2 Chapter 13 Plan. Filed by Debtor Kevin G. Freeman on 3/20/24 Doc# 14 Trustee's Objection to Confirmation of Plan

Koch6/07/2024
1:30 PM
24-11079Rafael Pena, Jr. and Jacqulene A Riley
  • Debra E. Booher
  • Lauren A. Helbling
Debra E. BooherLauren A. Helbling13Clemetz2A

  • Confirmation Hearing Doc #5 Chapter 13 Plan. Filed by Rafael Pena Jr. and Jacqulene A Riley on 3/21/24 **Doc #16 Trustee's Objection to Confirmation of Plan

Price Smith6/06/2024
9:30 AM
24-11091Marlon D Merritt
  • Debra E. Booher
  • Lauren A. Helbling
Debra E. BooherLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #5 Chapter 13 Plan, and Request for Assumption of Executory Contracts and Unexpired Leases. Filed by Debtor Marlon D Merritt on 3/21/23 **Doc# 15 Trustee's Objection to Confirmation of Plan

Koch6/07/2024
1:30 PM
24-11102Christine Iannuzzi
  • Melissa L. Resar
  • Lauren A. Helbling
Melissa L. ResarLauren A. Helbling13Clemetz2A

  • Confirmation Hearing Doc #5 Chapter 13 Plan. Filed by Debtor Christine Iannuzzi on 3/22/24 **Doc #14 Trustee's Objection to Confirmation of Plan

Price Smith6/06/2024
9:30 AM
24-11107Kelly Nichole Laska
  • Craig Gill
  • Lauren A. Helbling
Craig GillLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #11 Chapter 13 Plan. Filed by Debtor Kelly Nichole Laska on 4/2/24 **Doc# 17 Trustee's Objection to Confirmation of Plan

Price Smith6/06/2024
9:30 AM
24-11114Loren A. Von Gundy
  • Scott W. Paris
  • Lauren A. Helbling
Scott W. ParisLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #8 Chapter 13 Plan. Filed by Debtor Loren A. Von Gundy on 3/25/24 Doc# 26 Trustee's Objection to Confirmation of Plan

Price Smith6/06/2024
9:30 AM
24-11125Jerolyn R. Strowder
  • Adam S. Baker
  • Lauren A. Helbling
Adam S. BakerLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #6 Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor Jerolyn R. Strowder on 3/25/24 Doc# 13 Trustee's Objection to Confirmation of Plan

Price Smith6/06/2024
9:30 AM
24-11129Bette J Colbert
  • Cosmin Cocirteu
  • Lauren A. Helbling
Cosmin CocirteuLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #2 Chapter 13 Plan. Filed by Debtor Bette J Colbert on 3/25/24 **Doc# 12 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11145Jasmyne Arnold
  • Melissa L. Resar
  • Lauren A. Helbling
Melissa L. ResarLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #20 Amended Chapter 13 Plan. Filed by Debtor Jasmyne Arnold on 5/16/24 **Doc #22 Trustee's Objection to Confirmation of Plan

Koch6/07/2024
1:30 PM
24-11147Juwan L Shabazz
  • Sheronda Denise Dobson
  • Lauren A. Helbling
Sheronda Denise DobsonLauren A. Helbling13Clemetz2A

  • Confirmation Hearing Doc #2 Chapter 13 Plan. Filed by Debtor Juwan L Shabazz on 3/26/24 **Doc #18 Amended Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11156Tanya J. Wheatt
  • Allen C. Hufford
  • Lauren A. Helbling
Allen C. HuffordLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #2 Chapter 13 Plan. Filed by Debtor Tanya J. Wheatt on 3/27/24 **Doc# 18 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11167Mose T. Washington
  • Roger S. Slain
  • Lauren A. Helbling
Roger S. SlainLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #6 Chapter 13 Plan. Filed by Debtor Mose T. Washington on 3/27/24 **Doc# 26 Trustee's Objection to Confirmation of Plan

Koch6/07/2024
1:30 PM
24-11173Curtis B. Hutchison
  • James B. Kerner
  • Lauren A. Helbling
James B. KernerLauren A. Helbling13Clemetz2A

  • Confirmation Hearing Doc #6 Chapter 13 Plan. Filed by Debtor Curtis B. Hutchison on 3/28/24 **Doc #22 Trustee's Objection to Confirmation of Plan

Koch6/07/2024
1:30 PM
24-11192James Broughton
  • Melissa L. Resar
  • Lauren A. Helbling
Melissa L. ResarLauren A. Helbling13Clemetz2ASTRICKEN

THIS HEARING HAS BEEN MARKED STRICKEN AND WILL NOT BE GOING FORWARD AS PLANNED.

CHECK THE CASE DOCKET FOR FURTHER INFORMATION.

  • Confirmation Hearing **Adj from 6/7/24 Doc #5 Chapter 13 Plan. Filed by Debtor James Broughton on 3/29/24 **Doc #23 Trustee's Objection to Confirmation of Plan

**Adj to 7/2/24 @ 1:30 p.m.

Price Smith6/27/2024
9:30 AM
24-11227Samuel Anthony Bradford, Jr.
  • Mark H. Knevel
  • Lauren A. Helbling
Mark H. KnevelLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #17 Chapter 13 Plan Filed by Debtor Samuel Anthony Bradford Jr on 4/24/24 **Doc# 25 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11228Jennifer Ann Chessar
  • Cory R. Hinton
  • Lauren A. Helbling
Cory R. HintonLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #20 Chapter 13 Plan. Filed by Debtor Jennifer Ann Chessar on 5/9/24 **Doc# 27 Trustee's Objection to Confirmation of Plan

Koch6/07/2024
1:30 PM
24-11239Darlene K. Swickheimer
  • Antoinette E. Freeburg
  • Lauren A. Helbling
Antoinette E. FreeburgLauren A. Helbling13Clemetz2ASTRICKEN

THIS HEARING HAS BEEN MARKED STRICKEN AND WILL NOT BE GOING FORWARD AS PLANNED.

CHECK THE CASE DOCKET FOR FURTHER INFORMATION.

  • Confirmation Hearing Doc #16 Chapter 13 Plan, and Request for Valuation of Security, and Request for Lien Avoidance. Filed by Debtor Darlene K. Swickheimer on 4/25/24 **Doc #23 Trustee's Objection to Confirmation of Plan

**Adj to 7/2/24 @ 1:30 p.m.

Koch7/02/2024
1:30 PM
24-11255Theresa M. Miller
  • Joseph M. Romano
  • Lauren A. Helbling
Joseph M. RomanoLauren A. Helbling13Clemetz2A

  • Confirmation Hearing Doc #2 Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor Theresa M. Miller on 4/2/24 **Doc #18 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11258MIchael J. Pirro, Jr and Darla M. Pirro
  • Antoinette E. Freeburg
  • Lauren A. Helbling
Antoinette E. FreeburgLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #2 Chapter 13 Plan, and Request to Surrender Collateral. Filed by MIchael J. Pirro Jr, Darla M. Pirro on 4/3/23 **Doc# 15 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11296Tracy O Parks
  • Cosmin Cocirteu
  • Lauren A. Helbling
Cosmin CocirteuLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #2 Chapter 13 Plan. Filed by Debtor Tracy O Parkson 4/5/24 **Doc# 11 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11303Star M. McCoy
  • Alexander V. Sarady
  • Lauren A. Helbling
Alexander V. SaradyLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #2 Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor Star M. McCoy on 4/5/24 **Doc# 18 Trustee's Objection to Confirmation of Plan

Koch7/02/2024
1:30 PM
24-11304Alfonso Russell
  • David M. Benson
  • Lauren A. Helbling
David M. BensonLauren A. Helbling13Clemetz2A

  • Confirmation Hearing Doc #2 Chapter 13 Plan. Filed by Debtor Alfonso Russell on 4/5/24 **Doc #22 Trustee's Objection to Confirmation of Plan

Koch7/02/2024
1:30 PM
24-11309Michael Anthony Lumpkin, Jr
  • David M. Benson
  • Lauren A. Helbling
David M. BensonLauren A. Helbling13Clemetz2A

  • Confirmation Hearing Doc #2 Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor Michael Anthony Lumpkin Jr. on 4/5/24 **Doc #16 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11319Jennifer L. Roman
  • William Francis Perry
  • Lauren A. Helbling
William Francis PerryLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #4 Chapter 13 Plan. Filed by Debtor Jennifer L. Roman on 4/6/24 **Doc# 12 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11328Breonna R Gray
  • Aaron T. Kimbrell
  • Lauren A. Helbling
Aaron T. KimbrellLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #13 Amended Chapter 13 Plan. Filed by Debtor Breonna R Gray on 5/2/24 **Doc# 17 Objection to Confirmation Filed by Lauren A. Helbling

Koch7/02/2024
1:30 PM
24-11334James A. Miller
  • Eric James Ashman
  • Lauren A. Helbling
Eric James AshmanLauren A. Helbling13Clemetz2A

  • Confirmation Hearing Doc #2 Chapter 13 Plan. Filed by Debtor James A. Miller on 4/8/24 **Doc #16 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11351Anthony Richard
  • Melissa L. Resar
  • Lauren A. Helbling
Melissa L. ResarLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #6 Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor Anthony Richard on 4/9/24 **Doc# 13 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11374Danita S. Hunt
  • Lee R. Kravitz
  • Lauren A. Helbling
Lee R. KravitzLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #6 Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor Danita S. Hunt on 4/11/24 **Doc# 16 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11375Calvin B. Felder
  • Lee R. Kravitz
  • Lauren A. Helbling
Lee R. KravitzLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #7 Chapter 13 Plan, and Request for Lien Avoidance. Filed by Debtor Calvin B. Felder on 4/11/24 **Doc# 17 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11394Justin L. Robron
  • Roger S. Slain
  • Lauren A. Helbling
Roger S. SlainLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #6 Chapter 13 Plan. Filed by Debtor Justin L. Robron on 4/11/24 **Doc# 21 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11398David Washington, Jr.
  • Keith L. Borders
  • Lauren A. Helbling
Keith L. BordersLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #5 Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor David Washington Jr.. on 4/12/24 **Doc# 19 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11405James E. Sheppard and Deborah A. Sheppard
  • Lee R. Kravitz
  • Lauren A. Helbling
Lee R. KravitzLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #8 Chapter 13 Plan, and Request to Surrender Collateral. Filed by Deborah A. Sheppard, James E. Sheppard on 4/12/24 Doc# 31 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11412Barbara D. Crigger
  • Charles J. Van Ness
  • Lauren A. Helbling
Charles J. Van NessLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #11 Chapter 13 Plan, and Request for Lien Avoidance. Filed by Debtor Barbara D. Crigger on 5/10/24 **Doc# 18 Trustee's Objection to Confirmation of Plan

Koch7/16/2024
1:30 PM
24-11527Christopher Daniel Malone
  • Jesse Mark Knevel
  • Lauren A. Helbling
Jesse Mark KnevelLauren A. Helbling13Clemetz2A

  • Confirmation Hearing Doc #8 Amended Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor Christopher Daniel Malone on 4/22/24 **Doc #15 Objection to Amended Chapter 13 Plan Filed by Lauren A. Helbling

Koch6/07/2024
1:30 PM
24-10568Priscella Ann Fitzgerald
  • Barbara Quinn Smith
  • Lauren A. Helbling
  • Thomas R. Merry
Barbara Quinn SmithLauren A. Helbling13Clemetz2A

  • Confirmation Hearing **Adj from 5/14/24 Doc #2 Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor Priscella Ann Fitzgerald on 2/19/24 **Doc #23 Trustee's Objection to Confirmation of Plan **Doc #27 Objection to Confirmation of Plan Of Debtor Filed by Creditor Dyck O'Neal, Inc.

Price Smith6/06/2024
9:30 AM
24-10657Jeremy N.A. Floyd
  • Eric James Ashman
  • Lauren A. Helbling
  • Roger W. Goranson
Eric James AshmanLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing **Adj from 5/23/24 Doc #21 Amended Chapter 13 Plan. Filed by Debtor Jeremy N.A. Floyd on 5/9/24 **Doc# 13 Objection to Confirmation of Plan Filed by Creditor Citizens Bank, NA **Doc #25 Objection to Amended Chapter 13 Plan Filed by Lauren A. Helbling

Price Smith6/06/2024
9:30 AM
24-10903Stephanie Cayson
  • Melissa L. Resar
  • Lauren A. Helbling
  • Matthew Murtland
  • Cynthia A. Jeffrey
Melissa L. ResarLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #7 Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor Stephanie Cayson on 3/11/24 **Doc #13 Objection to Confirmation of Plan Filed by Creditor PHH Mortgage Corporation **Doc #15 Trustee's Objection to Confirmation of Plan Filed by Lauren A. Helbling **Doc# 16 Objection to Confirmation of Plan Filed by Creditor Santander Consumer USA Inc.

Koch6/07/2024
1:30 PM
24-10631Billyon J. Johnson
  • William Francis Perry
  • Lauren A. Helbling
  • Lindsey I. Hall
William Francis PerryLauren A. Helbling13Clemetz2ASTRICKEN

THIS HEARING HAS BEEN MARKED STRICKEN AND WILL NOT BE GOING FORWARD AS PLANNED.

CHECK THE CASE DOCKET FOR FURTHER INFORMATION.

  • Confirmation Hearing Doc #16 Chapter 13 Plan. Filed by Debtor Billyon J. Johnson on 3/10/24 **Doc #18 Objection to Confirmation of Plan Filed by Creditor State of Ohio, Department of Taxation **Doc #30 Trustee's Objection to Confirmation of Plan

**Adj to 7/16/24 @ 1:30 p.m.

Koch6/07/2024
1:30 PM
24-10813Michael Del Giudice
  • Allen C. Hufford
  • Lauren A. Helbling
  • Kerri N. Bruckner
Allen C. HuffordLauren A. Helbling13Clemetz2A

  • Confirmation Hearing Doc #9 Chapter 13 Plan. Filed by Debtor Michael Del Giudice on 3/21/24 **Doc #13 Objection to Confirmation of Plan Filed by Creditor U.S. Bank National Association, as legal title trustee acting solely in such capacity and not in its individual capacity, of the Truman 2021 SC9 Title Trust **Doc #16 Trustee's Objection to Confirmation of Plan

Koch6/07/2024
1:30 PM
24-10035Tiffany D Westbrooks
  • Aaron T. Kimbrell
  • Lauren A. Helbling
  • Jonathan I. Krainess
Aaron T. KimbrellLauren A. Helbling13Clemetz2A

  • Confirmation Hearing **Adj from 3/26/24 Doc #26 Amended Chapter 13 Plan, and Request for Assumption of Executory Contracts and Unexpired Leases. Filed by Debtor Tiffany D Westbrooks on 5/13/24 **Doc #21 Objection to Confirmation of Plan Filed by Creditor Goldberg Companies Inc. **Doc #31 Objection to Amended Chapter 13 Plan Filed by Lauren A. Helbling

Price Smith6/27/2024
9:30 AM
24-11050Steve Zsaludko
  • Jann C. Washington
  • Lauren A. Helbling
  • Jason Ramsey
Jann C. WashingtonLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #20 Chapter 13 Plan. Filed by Debtor Steve Zsaludko on 5/8/24 **Doc #25 Objection to Confirmation of Plan as to propertylocated at 1507 Welch Drive, Painesville, OH 44077 Filed by Creditor Cedar Glen Condominium Owners Association **Doc# 35 Trustee's Objection to Confirmation of Plan

Price Smith6/06/2024
9:30 AM
24-11024Daniel Petrowski
  • Robin L. Stanley
  • Lauren A. Helbling
  • Jacob Anthony Maloy
Robin L. StanleyLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #6 Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor Daniel Petrowski on 3/19/24 **Doc #15 Objection to Confirmation of Plan Filed by Creditor U.S. Bank National Association, not in its individual capacity but solely as trustee for the RMAC Trust, Series 2018 G-CTT **Doc# 19 Trustee's Objection to Confirmation of Plan

Koch6/07/2024
1:30 PM
23-12748Marquette Janelle Tidmore
  • Mark H. Knevel
  • Lauren A. Helbling
  • Dylan Dean Smith
Mark H. KnevelLauren A. Helbling13Clemetz2A

  • Confirmation Hearing **Adj from 11/30/23, 12/21/23 & 2/13/24 Doc #13 Chapter 13 Plan. Filed by Debtor Marquette Janelle Tidmore on 9/5/23 **Doc #26 Trustee's Objection to Confirmation of Plan **Doc #31 Objection to Confirmation of Plan Filed by Creditor Bridgecrest Acceptance Corporation

**FINAL ADJOURNMENT

Price Smith6/27/2024
9:30 AM
24-11383Kary J. Landrum
  • Melissa L. Resar
  • Lauren A. Helbling
  • Dylan Dean Smith
Melissa L. ResarLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #4 Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor Kary J. Landrum on 4/11/24 **Doc #12 Objection to Confirmation of Plan Filed by Creditor Consumer Portfolio Services, Inc. **Doc# 14 Trustee's Objection to Confirmation of Plan

Price Smith6/06/2024
9:30 AM
24-10881Christopher Duboys Adams
  • David M. Benson
  • Lauren A. Helbling
  • David C. Nalley
  • Jason Ramsey
David M. BensonLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #2 Chapter 13 Plan. Filed by Debtor Christopher Duboys Adams on 3/8/24 **Doc# 15 Objection to Confirmation of Plan Filed by Creditor US Bank National Association as successor by merger to US Bank National Association ND **Doc# 16 Objection to Confirmation of Plan property located at 27603 Lakeshore Boulevard, #g8, Euclid, OH 44132 Filed by Creditor Townhouse Condominium Estates Owners' Association, Inc. **Doc #19 Trustee's Objection to Confirmation of Plan

Price Smith6/27/2024
9:30 AM
24-11293Lisa M. Rice
  • William Francis Perry
  • Lauren A. Helbling
  • Daniel C. Wolters
William Francis PerryLauren A. Helbling13Clemetzps2B

  • Confirmation Hearing Doc #6 Chapter 13 Plan, and Request for Valuation of Security. Filed by Debtor Lisa M. Rice on 4/4/24 **Doc# 15 Trustee's Objection to Confirmation of Plan **Doc# 16 Objection to Confirmation of Plan Filed by Creditor BMW Bank of North America

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